Benefits and Retirement
University of Houston-Victoria is dedicated to our faculty and staff and as part of this commitment we offer a benefits package designed to meet needs of our diverse workforce, while providing a variety of choices to meet individual and family needs.
Benefits eligible employee insurance benefits are administered by the Employees Retirement of Texas (ERS). We offer three health plans under the guidelines of ERS:
The State of Texas pays 100% of full-time employees health insurance premiums and basic life insurance plan. Dependent health coverage is also available and becomes effective at the same time as the employees. Dependent eligibility is subject to an audit by ERS or their designee. The state pays for 50% of dependent health insurance premiums. Part-time employees that work more than 20 hours per week are also offered insurance benefits with a portion of the premium benefit provided by the state. Please visit the ERS Website for more information regarding your benefits.
Optional state benefits include dental, vision, life insurance, and disability insurance. ERS also provides flexible spending health care and dependent care reimbursement accounts.
After meeting with the Benefits/HRMS Manager (located in the Human Resources office) to review the benefits package, an employee has 30 days from the date of hire/benefits eligibility to elect optional benefits such as dental, vision, or life insurance. An employee has 60 days to select a medical insurance plan and add dependents, otherwise their medical benefits will default to Health Select insurance for self only. These election windows are regardless of any state or university holidays, or university closures. It is the employee's responsibility to learn about their benefits options and make elections in a timely manner.
Changes to benefits can be made outside the 30-day window during annual summer enrollment, which is typically in late July. One can also make benefits changes if one experiences a qualifying life event (QLE). A QLE can be marriage, divorce, the birth or adoption of a child, or a married partner gaining or losing insurance through their own employer. Please contact the Benefits/HRMS Manager if you have questions about what types of events are considered a QLE for benefits purposes, or review Life Changes on the ERS website.
University of Houston System Optional Benefits
The University of Houston System (“System”) partners with Aflac and MetLife/Trustmark to sponsor several optional benefit plans for System benefits-eligible employees through payroll deduction. These supplemental benefits are in addition to the benefits currently offered by the Employee Retirement System (“ERS”); however, the cost of each product is the employee’s sole responsibility and will not be supplemented in any way by the university or System. The products offered are Aflac’s Accident, Cancer, Critical Illness and Hospital Protection plans and MetLife/Trustmark’s Universal Life with Long-Term Care plan.
Current employees can add/drop coverage only during the annual open enrollment period. Specific dates for open enrollment vary from year to year but are typically held in late July/early August. New hires have 30 days from their hire date to enroll in Aflac and 90 days from their hire date to enroll in MetLife.
Please keep in mind Aflac and MetLife are optional benefits and are not coordinated with ERS benefits; enrollment is completely separate from ERS. To learn more, please call to schedule an appointment with an agent or visit their web sites for more details.
UHV employees are provided additional and optional benefits through the State of Texas as well as the University and UH System. Each year the Board of Regents approves the fiscal year holiday schedule.
UHS Holiday Schedule
View more information about our Holiday Schedule.
Vacation & Sick Leave
To view more about vacation and sick leave at the University of Houston - Victoria, please see the Vacation and sick leave tables.
The University will pay full-time, non-academic employees a career incentive of $20 per month for every two years of service as an employee of the State, up to and including 42 years of service. Such career incentive pay will commence at the end of the second year and will be increased at the end of each two years thereafter. This benefit is paid only to benefits eligible, non-academic employees who are employed 100% FTE. View the Longevity Pay table for more information.
All regular, benefits-eligible employees are required by state law to participate in one of two retirement programs offered by the university: Teacher Retirement System of Texas (TRS) or Optional Retirement Program (ORP). In addition to these two programs, all benefits-eligible employees may participate in one or both of our voluntary savings options: Tax Deferred Annuity (TDA) and Deferred Compensation.
Teacher Retirement System of Texas (TRS)
TRS is a defined-benefits plan, which provides three basic benefits to employees participating in the program: retirement benefits, disability benefits and survivor and death benefits based on length of service and salary level. Detailed descriptions of these benefits, including payment options, are available at www.trs.state.tx.us.
The amount a member contributes is established by law; currently, the required member contribution rate is 7.7 percent of creditable compensation. The state contribution rate is 6.8 percent. Your employer deducts the TRS member contribution from your salary on a pre-tax basis and forwards it directly to TRS. Member contributions are tax-deferred.
An employee who is an active member in TRS at another higher education institution or public school district must contribute to TRS the required percentage of UHS salary regardless of whether or not the UHS position is eligible for TRS membership.
Optional Retirement Program (ORP)
Optional retirement plans are available to full-time (100 percent FTE) benefits-eligible faculty members and certain professional administrative staff under the provisions of State law. Employees may obtain a list of approved companies and their representatives from the Human Resources Department. It is the employee's responsibility to select a company in which to invest their retirement contributions. ORP-eligible employees have 90 days from their first day of employment in an ORP- eligible position to make a one-time irrevocable election of ORP in lieu of TRS.
Voluntary Retirement Accounts
The following plans are available to employees under the rules and regulations of the Internal Revenue Service as well as legislation know as the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA). Employees may participate in both plans simultaneously or independently. Both plans are voluntary and there are no matching university contributions.
Tax Deferred Annuity Program (TDA)
Employees may purchase tax deferred plans with a portion of their salary. The employee’s contributions are deposited with an approved company of the employee’s selection and are tax sheltered. A variety of investment options are available including fixed annuities, variable annuities and mutual funds. The minimum monthly contribution is $25.00 and the maximum amount is determined according to EGTRRA regulations and qualifications. Employees may increase or reduce the monthly amount (within the maximum limit), change companies or cancel their participation at any time with the required documentation. To view your options and enroll, login to Retirement at Work.
457 Deferred Compensation Program
Employees may also enroll in the State of Texas 457 deferred compensation program administered by Empower Retirement under the guidelines set by ERS. There are several investment allocations available that include money market funds, bond fund, index funds, value accounts, overseas funds and growth funds. One and or more funds may be selected as the investment option. The minimum monthly contribution is $20.00 and the maximum amount is determined according to EGTRRA regulations and qualifications. Employees may increase or reduce the monthly amount (within the maximum limit), change companies or cancel their participation at any time with the required documentation. This 457 has no penalty tax on distributions at any age after termination of employment. Visit the Texa$aver website for more information.
Retirement at Work
The Retirement at Work (RAW) online portal is a one-stop shop for managing your retirement savings (with the exception of Teachers Retirement System). The RAW portal brings together information from all your investment providers in one spot to give you a more complete picture of your retirement savings. Already an ORP participant and/or have an additional 403(b)? You can review and update your contribution amount and investment choices, and take advantage of calculators and other tools to help plan for the type of retirement you want. Not an ORP participant but would like to start putting more money aside for retirement? Use the RAW portal to enroll in a 403(b) and get started today.
Employees Retirement of Texas (ERS)